Help prepare for unexpected medical bills so you can focus on your health and family.

Apply for an Aflac insurance policy to help with unexpected expenses.

Aflac helps support millions of people around the world.

Nearly 50% of Americans would be unable to pay $500 medical bill in full. 1

Find out how many benefits from an Aflac insurance policy can help with out-of-pocket medical expenses.

Find the coverage that’s right for you.

Accident Insurance

Pays cash benefits that can be used to help with unexpected expenses due to a covered accident.

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Cancer Insurance 2

Pays cash benefits in the event you or a covered family member are diagnosed with cancer.

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Critical Illness Insurance

Pays cash benefits in the event of a covered critical illness.

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Final Expense Life Insurance

Pays cash benefits to your designated beneficiary in the event of a loss.

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FAQs

WHAT IS A VOLUNTARY INSURANCE PLAN?

A voluntary insurance plan provides additional coverage to help pay out-of-pocket costs like deductibles and copays. These plans can help cover expenses for unexpected accidents, as well as illness or death.

HOW DO I RECEIVE MY BENEFITS?

Aflac pays cash benefits directly to you, unless assigned otherwise.

WHY AFLAC?

In the event of a covered injury or illness, we will process and pay your claim fast.

HOW DO I GET MORE INFORMATION?

To find out more about how Aflac can help you, please fill out the form below.

Find a plan that fits your needs.

Please complete the form below.

1 2022-2023 Aflac WorkForces Report. aflacworkforcesreport.com.

2 Cancer insurance is also known as Specified-Disease Insurance in some states.

3 ambest.com "AM Best Assigns Issue Credit Ratings to Aflac Incorporated’s New Senior Unsecured Notes", Published March 2024 https://news.ambest.com/PR/PressContent.aspx?refnum=34504&altsrc=9

4 moodys.com "Aflac Incorporated Credit Rating", Published March 2024 https://www.moodys.com/credit-ratings/Aflac-Incorporated-credit-rating-600044399?cy=aus

5 spglobal.com, Published February 2024 https://disclosure.spglobal.com/ratings/en/regulatory/article/-/view/type/HTML/id/3127658

TZ Insurance Solutions, LLC, a Delaware limited liability company, is a licensed insurance producer (National Producer Number (NPN) 15747136; California Insurance Producer License Number 0H02337; Arkansas Insurance Producer License Number 100104637) has been appointed to act as an agent of Tier One Insurance Company and American Family Life Assurance Company of Columbus. TZ Insurance Solutions, LLC is an affiliate/subsidiary of MG LLC d/b/a TRANZACT, a Delaware limited liability company.

This website is owned and operated, with permission from Aflac, by TZ Insurance Solutions LLC, an independent sales agency.

To read TZ Insurance Solutions LLC's Privacy Notice, click here.

For California residents, CA-Do Not Sell My Personal Information , click here. (NAIC 92908)

© 2024 Aflac Incorporated

This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policies and riders for benefit details, definitions, limitations and exclusions. For availability and costs, please complete the form above.

Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).

Coverage underwritten by Tier One Insurance Company:

Accident:

In Delaware, Policy T37000. In Idaho, Policies T37100ID, T37200ID, & T37300ID. In Oklahoma, Policy T37000OK.

Cancer/Specified-Disease:

In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA.

Critical Illness:

In Delaware, Policy T71000. In Oklahoma, Policy T71000OK. In Virginia, Policy T71100VA.

Dental, Vision and Hearing:

In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing.

NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

Final Expense:

In AR, ID, OK, OR, PA, TX and VA: Policies ICC21-AFLLBL21 and ICC21-AFLRPL21; and Riders ICC21-AFLABR22, ICC21-AFLADB22, and ICC21-AFLCDR22. Coverage is not available in NY.

Coverage underwritten by American Family Life Assurance Company of Columbus:

Accident:

In Delaware, Policy A371AA & A371BA. In Idaho, Policy A37000IDIn Oklahoma, Policy A37000OK. In Virginia, Policies A371AAVA & A371BAVA.

Dental:

In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.

Cancer/Specified-Disease:

In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK.

Critical Illness:

In Delaware, Policies A74100DE, A74200DE, A74300DE. In Idaho, Policies A74100ID, A74200ID, A74300ID. In Oklahoma, Policies A74100OK, A74200OK, A74300OK. In Virginia, Policies A74100VA, A74200VA, A74300VA.

Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999.